January 17, 2003, Newsletter Issue #95: Unexpected Extras

Tip of the Week

Save yourself the embarrassment of not being able to give a gift to someone who shows up at your house with a Christmas present. Buy a few extra generic gifts, such as gloves, bottles of wine, or homemade goodies. If you donīt hand them all out, they can always be put to good use by you and your family.

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